One of the greatest things about a hard money loan is the speed at which you can get one.  Approvals are typically granted within 24 hours and settlements can take place in less than a week. Many loans we close are within a few business days.  Remember, however, that the lender does have due diligence and underwriting to conduct depending on the over project. This may include: property inspections, order and inspect title work, and have lender documents drafted.  This could take anywhere from a few hours to a week depending on the circumstances but, in a rush situation, we may be able to speed up the process to accommodate you.