When looking for a hard money lender in New Jersey make sure to compare their reputation, location, and loan terms.  Referrals from other investors are a great way to find hard money lenders or private lenders.   Most lenders attend real estate investor groups and are regionally local.  Mortgage Brokers can also help find hard money lenders for you along with Real Estate Agents and Title Companies.  Finally, you can search for ‘hard money lenders near me’ online.   Make sure to check their online reviews and if they are local.