The extension fee for a hard money loan varies by lender but typically ranges from 1% to 3% of the loan amount depending on how long of an extension period. Some lenders charge a flat fee, while others may apply a percentage of the remaining balance. The extension terms depend on the original loan agreement and lender policies, and additional interest or rate increases may apply. Borrowers should review their loan documents carefully to understand the specific costs associated with extending their loan.  Most lenders are ok to extend a loan in good standing and performing.