Jason’s guest today is Hard Money Bankers’ very own lending director, Tony Karlicek.  Tony fields most of our loan applications and calls and has unique insight into the kind of deals that are out there.  He talks about the types of inquiries he receives on a regular basis and reiterates a point that Chris and Jason have made several times–you make your money when you buy.  He also gets into the most important things an investor needs to pay attention to: knowing their market, negotiating with homeowners, and construction costs which can make or break a deal.  Tony and Jason also remind clients and perspective clients to lean on us!  We’re here to help!