When looking for a hard money lender in Virginia, compare their reputation, location, and loan terms.  Referrals from other investors are a great way to find hard money lenders or private lenders.   Most lenders attend real estate investor groups.  Including the Real Estate Investing Incubator Meetup Group.  Mortgage Brokers also work with direct lenders, Real Estate Agents, and Title Companies.  Finally, you can search for ‘hard money lenders near me’ online.  Make sure to check their online reviews and if they are local.